fera nenem, fuderoso da esquina nao precisa diversificar
The three wisest words any investor can utter are:
1. I
2. Don’t
3. Know
If you knew what was going to happen you wouldn’t need to diversify in the first place. Diversification only “works” because you don’t have to determine the winners in advance.
If you own some U.S. stocks, some international stocks, some emerging market stocks, some small cap stocks, some bonds, maybe some gold or bitcoin or other asset of your choice one of them is going to outperform.
You’ll wish you had a much higher allocation to that asset.
One or more will also underperform. You’ll wish you had a much lower allocation to that asset.
It’s easy to know what outperformed in the past but nearly impossible to predict what will outperform in the futre.
That’s why you diversify.
You give up on home runs to avoid striking out.
Is Diversification Finally Working Again? - A Wealth of Common Sense"Você abre mão da grande cacetada para evitar ser expulso do jogo."
