A História Mostra que Não Existe um Momento "Errado" para Entrar no Mercado de Ações
comentada em 31/12/2025 18:03

Past performance is no guarantee of future results. Source: Bloomberg Finance, L.P. from 12/31/1979 to 12 /1/2023. Stocks S&P 500® Index Cash generic US. It is not possible to invest directly in an index. All indexes are unmanaged. Analysis based on growth of an annual hypothetical $5,000 investment in stocks, represented by the S&P 500® during a best timing year (defined as investing $5,000 at a market bottom each year), during a worst timing year (defined as investing $5,000 at a market top each year), at the start of every year $5,000 in January of each year), divided monthly (about $417/month) and in a cash only portfolio.
If you're holding a large cash allocation because you're worried about investing your money at the wrong time, you may be doing yourself a disservice. We looked at how a hypothetical, annual $5,000 investment would perform in various scenarios. What we found is that even if that money was invested at the "worst" possible time each year—that is, when the market was at its peak—it would still significantly outperform a cash allocation over time.

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