31 Anos de Retorno S&P 500
comentada em 04/09/2024 23:36

This is how to read this chart:

Pick a starting year. Then, go down the number of years and the corresponding square will tell you the annualized return from that starting point.

For example, the 9-year annual return starting in 1993 was 14% per year.

You can see there’s been more green than red since 1993 but there were some painful periods for investors.

There were no losses going out 11 years or more but starting in 1999 or 2000 led to a lost decade. You also had multiple time frames with losses going out 2, 3, 4 and 5 years into the future. Five years can feel like an eternity in the stock market.

The range of outcomes is also interesting to consider.

The 10 year annual returns ranged from -1% to 17%. Over 15 years there was a high of 14% and a low of 4%. On a 5 year time horizon the range was -2% to 29% annualized.

Muito bacana!  A partir de 20 anos há pequenas oscilações, independente de quando você começou a investir, e todos os retornos giram entre 7% e 11%

E a partir de 10 anos não há retorno médio negativo.