Recebi hoje um email da Schwab com o comentário de ontem.
Lendo o artigo me deparo com isso:
"What to do now
There is no one-size-fits-all answer for how to respond to an event such as coronavirus. “The best approach is to take the world as it is and match it to your situation,” Mark says.
For instance, if you’re relying on your portfolio to fund your lifestyle right now and need to sell, know that there are steps you can take to minimize the negative impact of selling in a down market, including rebalancing and tax-loss harvesting.
If you’re a younger investor who is saving and investing for a distant goal, then this market turbulence is not terribly important. Market drops are an unavoidable feature of investing. What matters is how you respond—or, more to the point, don’t respond. Sometimes the best action to take is no action at all. If you’ve built a portfolio that matches your time horizon and risk tolerance, and you don’t expect to need money from it anytime soon, it’s usually best to stick to the investing plan you developed when markets were calm.
If you’re near retirement then having a financial plan is more important than ever. At this stage of life it is vital to understand how much risk you can stomach, both emotionally and financially, in any market environment."
Gostei de ver a postura dos caras bem diferente daqui que nego fica te bombardeando com "o.portunidades" mirabolantes tentando arrancar o couro de quem passa na frente.
Link do artigo completo pra quem quiser:
Market Plunges on Coronavirus, Oil-Price FearsAbraço, e bora pra frente lembrando que pra trás nem pra pegar impulso.