4 O mundo e a nossa vida só melhorou. comentada em 31/08/2023 10:57 #PAS fuderosodaesquina em 30/08/23 19:16 comentada em 31/08/2023 10:57 Muito bom esse texto."Most people simply could not afford to retire. In the early 1900s, 40% of elderly people in the United States relied on their children to support them in old age.1 That number fell to 22% by 1940 and 5% by 1990.""In the 1910s, fewer than 30% of male wage earners reported having a vacation (and it certainly wasn’t a paid vacation). Workweeks averaged 55-60 hours for manufacturing workers, while homemakers worked even longer hours. Only the richest of society had the time and money to enjoy themselves.""A 20-year-old in 1880 could expect to spend an average of just 2.3 years in retirement (or less than 6% of their lifespan). Today, retirement could last one-third of your life or longer.""Household budgets were mainly spent on needs in the past, not wants:Around 75% of household budgets were spent on food, housing and clothing in the late 19th century. That number dipped below 40% by 1991. The cost of housing has risen precipitously in the past 30+ years but spending on these three items is still down to 48% of spending.3You can also see spending on recreation has tripled since the first reading."The Evolution of Retirement - A Wealth of Common Sense